1. Introduction

This Cookie Policy explains how the website sabahouse-advisors.com (“Website”) uses cookies and similar technologies in accordance with the General Data Protection Regulation (GDPR), ePrivacy Directive, EDPB guidance and CNPD recommendations.

The Website uses CookieYes CMP to ensure that no non-essential cookies are activated without the user’s prior, explicit and granular consent.

2. What are cookies?

Cookies are small text files placed on your device that enable essential functionalities, security controls, analytics, personalization, and advertising.
Similar technologies may include tags, pixels, SDKs, fingerprinting scripts, and device identifiers.

3. Data Controller

Saba House Advisors
Website: https://sabahouse-advisors.com
Email: dataprotection@sabahouse-advisors.com

4. Use of CookieYes CMP

The Website implements CookieYes – Consent Management Platform, ensuring:

  • Prior and explicit consent before enabling non-essential cookies

  • Granular consent by category

  • Consent logs for audit purposes

  • Ability to change or withdraw consent at any time

  • Automatic blocking of scripts prior to consent

The cookie banner appears on the first visit or whenever relevant modifications occur.


5. Cookies used on this Website

5.1 Strictly Necessary Cookies

These cookies are essential for the Website’s functioning, WooCommerce features, payment processing and security.

CookieDomainDurationPurpose
rc::agoogle.compersistentreCAPTCHA – bot detection
rc::cgoogle.comsessionreCAPTCHA interaction security
wp_woocommerce_session_*sabahouse-advisors.com2 daysCustomer session/trolley persistence
woocommerce_items_in_cartsabahouse-advisors.comsessionCart tracking
woocommerce_cart_hashsabahouse-advisors.comsessionDetect changes in cart content
mm.stripe.com13 monthsFraud prevention by Stripe
__stripe_midsabahouse-advisors.com1 yearStripe customer identifier
__stripe_sidsabahouse-advisors.com1 hourStripe session identifier
_cf_bmpaypal.com1 hourCloudflare Bot Management
_cfuvidpaypal.comsessionConsistent session and security rules

5.2 Analytics Cookies (Sourcebuster)

Used only with consent.

CookieDurationPurpose
sbjs_migrationssessionMigration parameter tracking
sbjs_current_addsessionAdditional info on current traffic source
sbjs_first_addsessionAdditional info on first recorded source
sbjs_currentsessionCurrent UTM tracking
sbjs_firstsessionFirst UTM tracking
sbjs_udatasessionAggregated behavioural data
sbjs_session1 hourSourcebuster analytics session ID

5.3 Advertising Cookies

Enabled only upon consent.

CookieDomainDurationPurpose
NIDgoogle.com6 monthsPersonalised advertising preferences

6. Additional Technologies Used

The Website integrates:

  • iDenfy KYC: identity verification processed externally

  • reCAPTCHA: anti-fraud and anti-abuse security

  • WooCommerce & Payment Gateways: operational cookies for e-commerce

No unnecessary tracking is performed.


7. Managing Consent

Users may:

  • Accept all categories

  • Reject non-essential categories

  • Customise preferences

  • Withdraw consent at any time (“Review Consent” link in footer)

No analytics or advertising cookies are triggered without opt-in.


8. International Transfers

Some third-party cookies (Google, PayPal, Stripe) may involve data transfers to the United States. These providers rely on Standard Contractual Clauses (SCCs) and supplementary safeguards.


9. Legal Basis for the Use of Cookies

Cookie CategoryLegal BasisRationale
Strictly necessaryArt. 6(1)(b) and Art. 6(1)(f)Contract performance (checkout, payments) and legitimate interest (security, fraud prevention)
AnalyticsConsentActivated only after opt-in via CookieYes
AdvertisingConsentNever activated without express consent

Users may withdraw consent at any time via the CMP interface.


10. Data Retention Associated With Cookies

Cookies are retained according to the durations listed in the main tables.

Additional retention details:

  • Essential cookies: retained strictly for functionality, security and fraud prevention

  • Analytics cookies (Sourcebuster): aggregated; session data expires upon completion

  • Consent logs (CookieYes CMP): retained as required for GDPR compliance

  • KYC metadata (iDenfy): only minimal status data stored locally; sensitive identity data never stored on the Website (processed solely by iDenfy)


11. Security and Technical Measures

Cookie and session security

  • Full-site TLS encryption

  • HttpOnly, Secure and SameSite flags

  • Wordfence firewall and intrusion prevention

  • Bot mitigation via Google reCAPTCHA and Cloudflare Bot Management

  • External script integrity checks via SRI Manager

Payment security

  • The Website does not store card data

  • Payments handled by Stripe, PayPal, Google Pay (PCI-DSS compliant)

KYC verification security

  • Temporary session tokens for iDenfy KYC

  • Secure webhooks (optional HMAC)

  • Minimal metadata stored in WordPress

  • Verification status retrieved via secure APIs


12. KYC Integrations (iDenfy)

Although detailed in the Privacy Policy, interaction with cookies is clarified:

Interaction between cookies and KYC

  • KYC flow does not set cookies directly

  • Operates via secure API interactions and embedded scripts

  • Stored metadata limited to:

    • _idenfy_status

    • _idenfy_scanref

Data processed externally by iDenfy

  • Identity document (image + extracted data)

  • Selfie / biometric template

  • Device metadata

  • AuthToken and scanRef

  • Final decision (approved/denied/failed/expired)

Legal basis for KYC

  • Compliance with legal obligations (anti-fraud / AML)

  • Contract performance (identity verification required before service delivery)

  • Legitimate interest in transaction security


13. Changes to this Cookie Policy

We may update this policy. CookieYes will request renewed consent when material changes occur.